Skip to content
Howe Realty

Home buying roadmap

Your Arizona home buying roadmap

Buying a home runs in a clear order, from getting pre-qualified to picking up the keys. Tap any step below to see what happens, how long it usually takes, and the tool that helps you at that stage. It is the same path Jon walks every client through, laid out so you always know what is next.

Timeframes below are general ranges. They can be shorter or longer depending on your lender, the specific home, and your situation. They are not guarantees.

1 of 8 steps opened

  1. A lender reviews your income, savings, and credit and tells you the price range you can borrow in. You get a pre-qualification letter, which shows sellers your offer is real. Start here so the rest of the search is grounded in real numbers.

    How long it usually takes

    Typically 1 to 3 days, depending on your lender and how quickly you send documents.

    Affordability calculatorMortgage payment calculator

  4. Email me this roadmap

    I will send the full step-by-step roadmap so you have it whenever you need it, and I will answer any question along the way. No spam, cancel anytime.

    By submitting you agree to receive emails about your Arizona home search. See our privacy policy.

Start your search

Questions on any step? Call or text Jon at (623) 826-0888. You reach him, not a call center.

Run the numbers behind each step

See the price you can shop for with the affordability calculator, the monthly payment behind a price with the mortgage payment calculator, the cash you need up front with the cash to close calculator, and the full yearly cost with the cost to own calculator. Every calculator lives in one place on the home tools hub.

Selling first?

If you are selling your current home to fund the next one, the seller net-proceeds calculator estimates what you would walk away with after payoff, commission, and closing costs. Or call Jon at (623) 826-0888 to plan the whole move together.

Questions buyers ask

How long does it take to buy a home?
It depends on you and the home. Finding the right place can take days or months. Once an offer is accepted, the path to closing is commonly a few weeks while the inspection, appraisal, and loan underwriting happen. The roadmap above shows a general range for each step, but those ranges vary by lender, property, and your situation and are not guarantees.
Do I need to be pre-qualified before I start looking?
It is a smart first step. A pre-qualification tells you the price range you can borrow in and shows sellers your offer is real. You can browse homes any time, but having the letter ready keeps you grounded in real numbers and ready to move when the right home appears.
What does Jon do at each step?
Jon represents your side. He helps you set a realistic budget, set up your search, tour homes, and write and negotiate the offer. Through inspection, appraisal, and loan approval he keeps the deal on track and works the terms in your favor, then gets you to the closing table. Call or text him at (623) 826-0888 with a question at any stage.
Are the timeframes on this page guaranteed?
No. They are general ranges for how long each step usually takes, and they can be shorter or longer depending on your lender, the specific home, and your situation. They are planning guidance, not a promise, and they make no claim about the market.
Where do I start?
Open step one and get pre-qualified, then use the affordability and mortgage calculators to set your range. When you are ready, start your search or call or text Jon at (623) 826-0888 and he will help you take the next step.

Jon Hegreness · REALTOR / Associate Broker, Howe Realty · License BR540940000